A 4-Point Inspection is a focused assessment typically required by insurance companies, especially for older homes. It evaluates four key systems within a property to determine their condition and ensure they meet safety standards. Here are the components covered in a 4-Point Inspection:

Roof

• Condition Assessment: Inspect the roofing materials, age, and overall condition.

• Damage Identification: Look for signs of leaks, missing shingles, or other structural issues.

Electrical System

• Wiring and Panel Review: Evaluate the type and condition of wiring, circuit breakers, and electrical panels.

• Safety Checks: Ensure that outlets and grounding systems are functioning and compliant with safety standards.

Plumbing System

• Pipes and Fixtures: Inspect visible plumbing components, including water supply lines and drains.

• Leak Detection: Identify any leaks or signs of corrosion that may indicate plumbing issues.

HVAC System

• Heating and Cooling Systems: Assess the condition and functionality of the heating and air conditioning systems.

• Maintenance Review: Check for any immediate repair needs and evaluate the system's efficiency.

Purpose and Benefits

• Insurance Requirements: Many insurance providers require a 4-Point Inspection for homes over a certain age to assess risk and determine coverage.

• Informed Decision-Making: Homeowners can identify potential issues and plan for necessary repairs or upgrades.

• Peace of Mind: Knowing the condition of these essential systems helps homeowners feel secure in their property’s safety and value.

Overall, a 4-Point Inspection is a valuable tool for homeowners, particularly those with older properties, to ensure compliance with insurance requirements and maintain the property’s integrity.